
About Paul Thomas
Paul Thomas started his Mortgage Banking career in 1973 in Denver, Colorado. He has been
a production manager for both Mortgage Bankers and Retail Banks in Denver and San Diego.
He started Hallmark Mortgage Inc. in 2001 . He served as President of the San Diego Mortgage
Brokers Association in 1993 and 1994 and currently is a guest lecturer for Burnham-Moores
Center for Real Estate at the University of San Diego.
The Hallmark Mortgage Philosophy
Our company’s business philosophy is to generate and encourage long term relationships with each of our
clients. We believe in educating each borrower before and during the loan transaction. Our goal is
to make sure that each client obtains a loan program with a payment they can afford today and in the future.
Mortgage Loan Calculator
If you want to take the next step in home ownership, call me! We'll run your credit report, and give you a free copy. We'll then provide you with
a Home Buyer's Certificate for the dollar amount for which you qualify. Many real estate agents and sellers require that you have a Home Buyer's Certificate.
Take the next step -- give me a call at 619-209-6101 and we'll get you started.